I was talking with my wife last night about Universal Health Care and how I don't understand why so many people are against it. So today I did a little research and found
this. Mostly, I'm using this as an excuse to write a post, and I'm sure people will agree/disagree with this vehemently no matter what direction I take. But being that we've been getting all sorts of junk from the hospital and insurance company (mostly the hospital) for services we received six months ago and weren't notified of until recently... it's only logical that I'd be drawn toward the idea.
So I'll go through and address the problems presented on that other site. At the very least I'll give my opinion on it. Take it as you will.
1. Reduces patient incentives to find the best possible prices for the best possible services/products available.The author points out that people will, essentially, abuse the system to get as much as they can for free. We already have that problem. It's called disability, among other things. There are plenty of people out there who might legitimately be able to work for services they receive. Instead they're getting money that they didn't earn to buy things they don't explicitly need to live. If we're going to say that Universal health care will fail for that reason, then perhaps we should look at fixing some of these other issues where people are taking advantage of the system.
That said, there are also people who simply can't afford the best treatments. And our insurance companies are more interested in making as much money as they can (as any reasonable business would be) instead of giving their clients the best possible help. Who are we to judge that little Timmy doesn't deserve his medication or surgery simply because the deductible is too high or it was a pre-existing condition? Is it really justifiable to say that a human life isn't worth our trouble simply because there's too much monetary risk in trying to help them?
Ultimately, I think this issue can be put to rest with some controls. For instance, making medications that are required to treat an ailment isn't unreasonable. I don't think that I should get free tylenol or cough syrup though unless that's the only way to stop a life-threatening disease. Those things aren't that expensive. In fact, any medication you can get "over the counter" should probably stay the way that it is. I'm not even against paying a co-pay for prescription medications. I just think that money shouldn't be a factor in major healthcare instances.
2. Reduces physician incentives to provide competitive care and reduces drug companies' incentives to provide new drugs and treatments.Firstly, if the only incentive to provide quality care is because they make tons of money, I don't think I want those doctors. Because as soon as I'm unable to pay, they'll drop me. It doesn't matter if Susie is halfway through the healing process, if she can't pay then she's not important to them. I understand it's a business, but it's also a human life. Furthermore, some regulation in costs would be a good thing. I've personally been told by a doctor to go take a test that he said probably wouldn't show us anything useful, however it still cost a lot more than it should have for ten minutes of their time and maybe fifty cents worth of paper and plastic. If you have to break into savings to pay for a ten minute test that you have to have, because the doctor won't do anything without it, how is that fair?
Concerning the drug companies, they may not be quite as encouraged to come up with new things. However, it's not like they'll have any less demand. Price controls may hurt them, so this is definitely a legitimate concern. I don't have any great answers for this one, other than making sure that they still receive enough money to make research into new drugs a profitable venture for them.
3. Steals from your wallet to pay for my health care.I take serious exception to this point. By this same argument, I have a right to call on the police to help me if I'm being robbed, but that would be stealing other tax-payers' money. Similarly, as I mentioned earlier, there are lots of people out there who don't work and receive food stamps or other government support. Isn't that stealing, by this logic? I don't believe that those people should have to live on the street, but I do believe that if we're going to take care of the poorest in our society we should try to take care of the middle-class who aren't rich enough to be able to afford it themselves, yet aren't poor enough to qualify for support.
Also... the author says "... taxes stolen from other people." Is the government a thief? If so we've got a whole new topic to get into.
4. The quality of "free" health care will deteriorate and the average citizen will get sicker.Ultimately, I think this is a serious issue. If the quality of the health care drastically declines once it becomes "free", then that's obviously not a good thing. However, I also don't think it's fair to say that this is a necessary outcome. Simply because other countries have experienced this doesn't mean that it's guarateed to fail.
5. Destroys your privacyFirst of all, is it a bad thing that people would be concerned about the overall health of their neighbors? I don't want them looking in my windows to see if I'm doing something dangerous, but I also don't want them to let me fall off my roof simply because they don't have to pay my medical bills. On top of that, I highly doubt that whether or not one individual is hurt, the effect on taxes will change. Sure, when you multiply that over a few thousand people, the effect might be noticeable, but most people are too shortsighted to see that. However, I'm sure there would be plenty of organizations springing up to try and counter unhealthy habits in the interest of lowering taxes.
In the end, it's unlikely that anyone will be too nosy simply because they don't want people nosing into their business either. Yeah, I may want you to put on a helmet or not smoke, but I don't want you following me around and telling me what I'm doing wrong either.
6. Destroys your liberty.I see where the author was coming from with this one. If the government controls everything, they might only issue 'off-brand' medications to cut costs. However, in some cases those might be medications that someone couldn't afford before or wouldn't even have considered due to cost.
I don't suggest we "blindly support (the) system" or expect it to fix all our problems. I believe that this concept has potential and, if well managed, it could be the answer to a lot of problems that many people face on a daily basis.
I don't have all the answers. I fully expect to be argued with on every point here, provided anyone who reads this actually cares. However, I know that whatever comes of it, I have no right to complain. I voted. The people in power got there because of the majority voting for them. It's not my job to complain about how they do things. They're the leaders, it's my job to trust that they'll do what's best for this country, even if I don't agree with it.
That's how democracy works.